U-Invest is a free website for Canadian students. Track your TFSA, learn how investing works, and plan your savings, all in one place.
Hi Sam
Here's where your TFSA stands.
TFSA balance
$12,480
Contributed
$11,600
Withdrawn
$1,300
Room left (est.)
$22,900
Balance vs. money you put in
Know what you've contributed, what you've withdrawn, and how much room you may have left, so you don't pay the CRA's over-contribution penalty.
Start trackingUnderstand stocks, ETFs and everyday money terms in plain English, with made-up examples instead of jargon.
Start learningSee how savings could grow, what fees cost over time, and how much to set aside each month for a goal.
Browse calculatorsA Tax-Free Savings Account is an account where anything you earn, like interest or investment growth, isn't taxed. You can hold cash, GICs, stocks or ETFs inside it.
The catch is a limit called contribution room. Canadian residents with a SIN get new room every January 1, starting the year they turn 18, and unused room carries forward. Put in more than your room and the CRA charges 1% a month on the extra.
Try the slider to see how much room has built up since you turned 18.
TFSA room you've built up since then
$45,500
That's before anything you've already put in. U-Invest subtracts your contributions, adds back withdrawals each January 1, and shows what's really left.
Just your name, email and a password. No credit card.
Type in your balance and past deposits yourself. Nothing connects to your bank.
A two-minute update each month shows your progress, and the guides are there whenever a word confuses you.
U-Invest never asks for your bank login or card details for tracking. You enter your own numbers, and only you can see them.
You don't need a big portfolio or a finance degree. If any of these sound like you, U-Invest is a good place to start.
Your Money. Your Future.
Start with the free tracker and glossary. Upgrade later only if you want the research guides and calculators.